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Shared Ownership

A Shared Ownership Scheme is a scheme to assist buyers in getting on the property ladder. This scheme allows buyers to purchase a share of a property from a Housing Association, usually with the aid of a mortgage and rent is then paid to the Housing Association by the buyer as well as to the lender.  This allows the buyer to invest in their future as opposed to spending on renting a property through a private landlord or letting agency.

In most cases the buyer can at some point purchase an additional share in the property and this is commonly known as “stair-casing up”. It is usually the case that the share being bought from the Housing Association is under a Leasehold agreement and the Lease is supplied by the Solicitors acting for the Housing Association.

When selling a Shared Ownership property sellers can either sell their share only or buy the remaining share at the same time as selling.  We at GCA Solicitors aim to assist you in every step of the shared ownership conveyancing process, if you would like to discuss further please contact our conveyancing expert on 01582 410041.

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